• Credit Score Impacts A Mortgage Simply put, a credit score is a three-digit number that indicates a person’s likelihood of paying back a loan. This number is derived from a variety of information in a person’s credit report, including their bill-paying history, current unpaid debt, number and type of lines of credit, previous foreclosures or […]

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  • One of the biggest concerns we hear from clients when completing a home refinance is about high credit card balances that are leaving the homeowner with decreased cash flow available for their savings and retirement accounts. Let’s take a look at the following scenario and work through a solution that might be beneficial. Homeowner Question: […]

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